Motilal Oswal Home Finance Limited

₹ ₹

Description

Key Financial and Share Information 

·        ISIN: INE658R01011

·        Face Value: ₹1.00 per share

·        Promoter Holding: Approximately 96.94%

·        AUM (Assets Under Management): ₹4,878 crore as of September 2024

·        Profit After Tax (PAT): ₹56 crores in H1FY25

·        P/E Ratio: Around 70-80

·        Price-to-Book (P/B) Ratio: Approximately 7.5-7.8

·        Debt-to-Equity: Approximately 2.1 to 2.9

·        ROE (Return on Equity): Approximately 8.7%

Business Focus and Operations

·        Business Model: Financial inclusion for middle and lower-income families. 

·        Services: Home loans for purchase, construction, renovation, and extension of houses. 

·        Customer Base: Over 84,000 customers in the lower middle-income segment. 

·        Geographic Presence: Operates in 12 states, including Maharashtra, Gujarat, and Rajasthan. 

·        Industry Segment: Focuses on the affordable housing segment.